A comprehensive level of protection against cyber risks
A solid cyber insurance policy will protect you from cyber crime and computer-based incidents and can safeguard your organisation from losses and claims against you.
Cyber attacks are becoming more common and can happen to any organisation, causing data breaches if you store personal information. They can also compromise business operations through computer system interruptions, cyber extortion threats, denial of service attacks, destruction of electronic data and software damage.
It's why cyber security is more important today, because the threats to business are becoming more frequent.
What you’re covered for:
Liability to third parties, including:
personal injury
property damage
breach of confidence or infringement of any right to privacy
defamation
infringement of intellectual property rights
computer hardware damage caused by the transmission of computer malware
unauthorised access to your computer system
third party’s good faith reliance on a fraudulent use of your encrypted electronic signature, encrypted electronic certificate, email or website
denial of authorised user’s access to your computer system
participation of your computer system in a malicious attack by a third party directed against another party’s computer system.
Losses sustained by you, including:
computer system interruption loss
credit monitoring costs
crisis containment
cyber extortion
data breach notification costs
forensic services
loss of electronic data
software damage
telephone phreaking
social engineering losses
loss of donations due to lack of confidence in ability to protect personal information or confidential information following notification of data breach.
Benefits
Access to a 24 hour technical support helpline. Our global Cyber Security partner, DXC Technology, will give you technical support and assist you through the recovery and claims process.
Worldwide cover. You’re protected anywhere in the world for content you publish on an Australian server.
Broad definition of 'Insured'. Our policy includes cover for your staff and volunteers.
Optional excesses. Choose between an excess of $1,000, $2,500 or $5,000. More excess means less premiums.
Flexibility option. Three different indemnity limits are available to suit the size and complexity of your organisation.