This website (including all affiliated CCI websites) is owned and operated by Catholic Church Insurance Limited ABN 76 000 005 210.  The terms "we", "our" and "us" refers to Catholic Church Insurance Limited ABN 76 000 005 210 (Catholic Church Insurance), and its wholly owned subsidiary CCI Asset Management Limited ABN 65 006 685 856 (CCI Asset Management) (collectively "CCI"). The terms "you" or "your" refers to the person accessing our website.  You agree that your access and use of this website is subject to the terms and conditions of this Important Notice.

Privacy and Security

Your privacy and security is extremely important to us. We are committed to protecting the privacy and handling of your personal information in accordance with the Privacy Act and Australian Privacy Principles. Please read our Privacy Policy located on this website which explains how we collect, store and use certain information provided to us.

Website Links

This website may include links to external websites. You acknowledge that the inclusion of links in this website is not intended as an endorsement or recommendation of the linked sites or the content of such linked sites and CCI accepts no liability for loss of any kind arising from the information on any linked sites. CCI does not warrant that access to this website, or websites that are linked to this website will be uninterrupted, free from any viruses or that the service offered will be error free.

You should read carefully the Privacy Policy and any terms and conditions that appear on any site linked to this website.

Product Information

The information on this website is general in nature and is provided in good faith however you should not rely on it without making your own independent assessment of it. If you are considering to purchase a product or service, you should ensure that you read and understand the Product Disclosure Statement to its full extent and seek professional and financial independent advice regarding any of our products or services.

No Advice

Our website does not claim to provide you with any personal financial or investment advice of any kind. Our website and the information it contains, including information or commentary from third parties, does not take into account your particular financial or insurance position or requirements. You should always seek independent advice before acting upon any of the information contained on this website or other website links contained in this website.

Copyright and Trade Marks

Our website and its contents including all text, images and logos, is owned by CCI or its licensors, and is subject to Australian copyright law and any applicable international copyright treaties and conventions. Other than as permitted under the Copyright Act 1968 (Cth), no person is entitled to reproduce, publish, communicate, adapt or otherwise exercise any of the rights comprised in the copyright in the contents of this website, except with the prior written consent of CCI. Such requests should be directed to our Marketing Department by email at marketingteam@ccinsurance.org.au.

As a visitor to our website, you may download a single copy of the material on our website for your own private viewing/listening purposes only. Single copies of pages from this website may be printed out for the sole purposes of enabling the person printing the page to retain a copy for their own personal records. No copying or distribution of material on our website for any commercial or business use is permitted without our prior written consent.

No photography, filming, broadcast, alteration or modification of the pages of our website is permitted without our prior written consent except as may be reasonably necessary to use the website.

Use of any software available for downloading from the site is governed by the terms of the license agreement accompanying the software.

All trademarks, service marks, and trade names in this site are the marks of the respective owner(s), and any unauthorised use is prohibited.

Google Analytics

The CCI website makes use of Google Analytics Advertiser Features such as Demographics and Interest reports, Remarketing, Google Display Network Impression Reporting, and DoubleClick Campaign Manager Integration. We are required by Google to disclose the following information to you in connection with our use of any Google Analytics Advertiser Features on the CCI website:

You may opt out of Google Analytics for Display Advertising or customize Google Display Network advertisements by using the Google Ads Settings page. You may also prevent your data from being collected and used by Google Analytics by opting out through the use of the Google Analytics Opt-out Browser Add-on.

If the CCI website makes use of Google Remarketing feature, CCI will use this to advertise online and on third party websites to show CCI website advertising on websites across the internet.

CCI and third party vendors, including Google, may use first-party cookies (such as the Google Analytics cookies) and third party cookies (such as the DoubleClick cookie) together to inform, optimise and serve advertisements based on a visitor's past visits to the CCI website, and/or report how visitors' advertisement impressions, other uses of advertising services, and interactions with these advertisement impressions are related to their visits to the CCI website.

Data from Google Analytics Demographics and Interest Reporting may be used by CCI to help recognise and understand visitor preferences, to make improvements to the CCI website, to choose content and advertising to display to visitors, and for other business purposes that will allow CCI website to better serve website visitors.

Misuse of Website

In using our website, you agree that you will not, either directly or via a third party:

  1. use our website for any other purpose, other than as a legitimate customer or for a non-commercial purpose;
  2. take any action which may disrupt access to, cause damage or interfere with the proper operation of our website;
  3. take any action that places an unusually large load on the infrastructure of or bandwidth
  4. copy, reproduce, alter, modify, or display in public any part or content from our website, without our prior written consent.

You may participate in any forums or messaging threads offered through our website, but you agree not to post any material, the content of which is defamatory, libellous, obscene, indecent, abusive, threatening to others, or in violation of any law; or infringes the privacy, copyright, trademark right, or any other right of any third party. You will be solely responsible for all content that you post on our website.

You agree to indemnify CCI and its officers and employees from and against all liabilities and damages, incurred that arise out of or are related to the content that you post.

Forums and messaging are intended only for the personal use of CCI clients and subscribers, and may not be used for commercial purposes or for organised political activity.

CCI reserves the right to monitor content posted on this website, and to modify or remove any messages or postings that it deems, in its sole discretion, to be abusive, defamatory, in violation of the privacy, copyright, trademark right, or other intellectual property right of any third party, or otherwise inappropriate for this website. CCI also reserves the right to edit or modify any submissions in response to requests for feedback or other commentary.

Limitation of Warranty and Liability

To the fullest extent permitted by law, CCI or any third parties who are contracted by CCI to provide website content and general information, does not accept any liability or responsibility for any direct or indirect loss which may be suffered by you when using our website, or in reliance on anything contained in, or which may be omitted from our website.

You agree not to post or transmit through this website any material or content that violates or infringes the rights of others or solicits, encourages or promotes the use of illegal activities, or carry on any activity in relation to this website which is in any way unlawful, threatening, abusive, harassing, defamatory or which gives rise to a civil or criminal liability or otherwise violates any local, state or federal law. If you do engage in any such activity, you agree to grant CCI an unlimited indemnity with respect to your conduct.

We accept no responsibility for any errors or omissions of any kind in the contents of the website and reserve the right to amend the information supplied on this website without prior notice. Whilst we have undertaken all reasonable steps to ensure that all information contained in our website is accurate and free from error, we do not warrant the accuracy, adequacy or completeness of information on our website.

You will indemnify CCI for any liability incurred by CCI for any loss, liabilities, costs, damages or other expenses incurred by CCI in connection with, or arising directly or indirectly as a result of, your breach of these Terms of Use or your use of or access to our website.

Jurisdiction

All matters relating to this website are governed by and are to be construed according to the laws of Victoria, Australia. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Victoria, Australia.

Acknowledgement

Your use of our website acknowledges your acceptance of this Terms of Use and our Privacy Policy. Any failure or partial failure by us to exercise any right, power or remedy under this Terms of Use shall not operate as a waiver of our rights. This is the current Terms of Use and replace any other Terms of Use previously published on our website to date. We may at any time vary the Terms of Use for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of our website, by publishing the varied Terms of Use on our website. You accept that by doing this, we have provided you with sufficient notice of the variation. By your use of our website after any variation, you are taken to have accepted the new Terms of Use.

Contact Us

To report, or make complaints about, breaches of these Terms of Use, please visit our Contact Us page.


Updated: 6 December 2023